Mary Foley Real Estate Inc.
Mary Foley Real Estate Inc.


Posted by Mary Foley Real Estate Inc. on 12/11/2018

Obtaining a home loan is a must for most homebuyers. However, assessing a wide range of home loan options and making the best-possible decision can be difficult, particularly for a buyer who is evaluating these options for the first time.

Lucky for you, we're here to help you perform a deep analysis of home loan options and make an informed decision.

Now, let's take a look at three tips to help you evaluate different home loan options.

1. Find Out How a Home Loan Works

The home loans that one lender offers may differ from the options provided by another lender. As such, you'll want to learn the ins and outs of each available home loan to guide your decision-making process.

Understanding how a home loan works may make it easy for you to discover your dream house too.

For example, if you get pre-approved for a home loan, you can enter the real estate market with a budget in hand. You then can use this amount to narrow your house search, which may lead to a fast, seamless homebuying experience.

2. Understand All of the Costs

The total amount that you pay each month under the terms of a home loan agreement may vary based on a variety of factors. Fortunately, if you understand all of the costs associated with a home loan, you may be able to find a loan that matches your finances.

Review all of the paperwork associated with a home loan as well. That way, you can find out the length of a home loan agreement and other relevant home loan information and proceed accordingly.

3. Get Expert Home Loan Insights

There is no such thing as "bad" questions about home loans. And if you're uncertain about how to proceed with a home loan, you can always receive expert guidance from a lender.

Oftentimes, lenders employ friendly, knowledgeable home loan specialists who can respond to your concerns and questions. If you meet with these specialists, you can get comprehensive home loan insights that you may struggle to obtain elsewhere.

As you get ready to pursue a home loan, you also may want to consult with a real estate agent. This housing market professional can help you get in touch with the best lenders in your area and secure a home loan in no time at all.

Of course, let's not forget about the assistance that a real estate agent can provide throughout the homebuying journey, either.

A real estate agent will serve as your guide to buying a house. He or she will help you hone your home search, explore top-notch residences in your city or town and find a residence that matches your expectations. Plus, a real estate agent will even negotiate with a seller's agent on your behalf to help you get the best price on your dream house.

Ready to make your homeownership dream come true? Use the aforementioned tips, and you can secure a home loan and take the next step toward purchasing your ideal residence.




Categories: Uncategorized  


Posted by Mary Foley Real Estate Inc. on 12/7/2018


41 Long Hill Dr, Leominster, MA 01453

Single-Family

$309,900
Price

7
Rooms
4
Beds
2
Baths
*** OPEN HOUSE THIS SUNDAY 11 -1 *** RENOVATED FOUR BEDROOM RAISED RANCH WITH TWO FULL BATHS!! Located on Leominster's South side in a favorable neighborhood. Master bedroom was an addition separate from the other 3 bedrooms. Living room with fireplace and wood burning stove insert along with a pellet stove. Eat in kitchen with Granite counters, new kitchen appliances - refrigerator, stove, dishwasher, microwave and disposal. Home has a 2 car garage under, finished walk-out basement, private deck and storage shed.
Open House
Sunday
December 09 at 11:00 AM to 1:00 PM
Cannot make the Open Houses?
Location: 41 Long Hill Dr, Leominster, MA 01453    Get Directions

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Categories: Open House  


Posted by Mary Foley Real Estate Inc. on 12/4/2018

A home showing represents a valuable opportunity for a property buyer. However, there may be instances in which a buyer is unsure about whether to attend a house showing. Lucky for you, we're here to help you weigh the pros and cons of scheduling a home showing.

Now, let's take a look at three questions to consider before you attend a house showing.

1. Is a home the right size for me?

Take a look at a home listing and find out the square footage and number of rooms in a house. That way, you'll be able to determine whether a house is the right size for you without setting foot inside the residence itself.

Of course, you should consider your immediate and long-term plans as you evaluate a home's size. If you plan to start a family soon, for example, you may want to search for a home that offers sufficient space for you, your spouse and your children. Or, if you intend to retire in the foreseeable future, you may want to pursue a small home that requires minimal maintenance.

2. Is a home located in one of my preferred cities and towns?

Think about where you want to reside. Oftentimes, it helps to make a list of preferred cities and towns and narrow your home search to these areas. And if you find a home you want to check out in one of these cities or towns, you then can schedule a property showing.

In addition, it is important to remember that a big city home may prove to be more expensive than a comparable residence in a small town. If you decide to pursue a house in a big city, you may face increased competition for city homes in comparison to small town residences too.

3. Could a home be my dream residence?

Ultimately, if there is even a small chance that a home could be your dream residence, it may be beneficial to set up a showing. If you attend a showing and find a residence is your ideal house, you can submit an offer to purchase this home. On the other hand, if you attend a showing and find a residence falls short of your expectations, you can simply continue your pursuit of your dream house.

As you conduct your search for your ideal residence, it generally is a good idea to hire a real estate agent. This housing market professional will set up home showings, keep you informed about new residences that become available in your preferred cities and towns and much more. Plus, if you ever have concerns or questions during the homebuying journey, a real estate agent is ready to respond to them.

Consider the aforementioned questions before you schedule a home showing you will be glad you did. And if you decide to attend a house showing, you will be better equipped than ever before to determine whether a particular home is right for you.




Categories: Uncategorized  


Posted by Mary Foley Real Estate Inc. on 11/29/2018


41 Long Hill Dr, Leominster, MA 01453

Single-Family

$309,900
Price

7
Rooms
4
Beds
2
Baths
RENOVATED FOUR BEDROOM RAISED RANCH WITH TWO FULL BATHS!! Located on Leominster's South side in a favorable neighborhood. Master bedroom was an addition separate from the other 3 bedrooms. Living room with fireplace and wood burning stove insert along with a pellet stove. Eat in kitchen with Granite counters, new kitchen appliances - refrigerator, stove, dishwasher, microwave and disposal. Home has a 2 car garage under, finished walk-out basement, private deck and storage shed.
Open House
Sunday
December 02 at 11:00 AM to 1:00 PM
Cannot make the Open Houses?
Location: 41 Long Hill Dr, Leominster, MA 01453    Get Directions

Similar Properties





Categories: Price Change  


Posted by Mary Foley Real Estate Inc. on 11/29/2018


41 Long Hill Dr, Leominster, MA 01453

Single-Family

$309,900
Price

7
Rooms
4
Beds
2
Baths
RENOVATED FOUR BEDROOM RAISED RANCH WITH TWO FULL BATHS!! Located on Leominster's South side in a favorable neighborhood. Master bedroom was an addition separate from the other 3 bedrooms. Living room with fireplace and wood burning stove insert along with a pellet stove. Eat in kitchen with Granite counters, new kitchen appliances - refrigerator, stove, dishwasher, microwave and disposal. Home has a 2 car garage under, finished walk-out basement, private deck and storage shed.
Open House
Sunday
December 02 at 11:00 AM to 1:00 PM
Cannot make the Open Houses?
Location: 41 Long Hill Dr, Leominster, MA 01453    Get Directions

Similar Properties





Categories: Open House