Mary Foley Real Estate Inc.
Mary Foley Real Estate Inc.


Posted by Mary Foley Real Estate Inc. on 8/14/2019

This Single-Family in Fitchburg, MA recently sold for $159,400. This Colonial style home was sold by - Mary Foley Real Estate Inc..


300 South Street, Fitchburg, MA 01420

Single-Family

$159,400
Price
$159,400
Sale Price

7
Rooms
3
Beds
1/1
Full/Half Baths
Beautiful Colonial that needs some work, perfect for a summer project. Large kitchen with plenty of cabinets. Double living room with pocket doors leading to the dining room. Half bath with laundry area. Beautiful stained glass. Hardwood floors throughout first floor. Three large bedrooms with 10 ft. ceilings. Full bathroom with storage space. Wrap around porch for those summer nights. Cash or rehab only. Agents please read firm remarks.

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Categories: Sold Homes  


Posted by Mary Foley Real Estate Inc. on 8/13/2019

If you want to find and purchase a great house at a budget-friendly price, it helps to enter the homebuying journey with a plan in hand. Lucky for you, we're here to help you prepare for all stages of the homebuying journey.

Now, let's take a look at three tips so you can set yourself up for success as you search for your dream residence.

1. Make a List of Home Must-Haves

The definition of a dream home varies from buyer to buyer. To define your dream home, you should craft a list of house must-haves and use this list to streamline your quest to acquire your ideal residence.

Think about which home features you need. For instance, if you require a house that boasts multiple bedrooms, you can tailor your house search accordingly. Or, if you need a home that is close to your office, you can search for a residence that provides convenient access to your office.

You may want to make a list of preferred cities and towns, too. This list will enable you to focus on available houses in cities and towns that match your expectations.

2. Create a Homebuying Budget

Learn about different types of mortgages Ė you'll be glad you did. Because if you make an informed mortgage selection, you can begin your home search with a budget at your disposal.

Generally, it is a good idea to meet with banks and credit unions before you launch a house search. Banks and credit unions are happy to teach you about myriad types of home financing. Then, you can select a mortgage that can help you make your homeownership dream come true.

If you are unsure about how various mortgage options work, there is no need to stress. Banks and credit unions employ courteous, knowledgeable mortgage specialists, and these professionals can teach you everything you need to know about home financing.

3. Collaborate with a Real Estate Agent

A real estate agent is a homebuying expert who is happy to share his or her housing market insights with you. By doing so, a real estate agent will help you achieve your desired homebuying results as quickly as possible.

Typically, a real estate agent takes an in-depth approach to the homebuying journey. He or she first will learn about you and find out what you want to find in your dream residence. Next, a real estate agent will help you narrow your house search to residences that satisfy your needs and keep you up to date about available homes that may suit you perfectly. If you find a home you want to buy, a real estate agent then will help you craft a competitive offer to purchase this residence. Finally, if your offer to purchase a house is accepted, a real estate agent will help you complete the homebuying journey.

Want to acquire your ideal residence? Take advantage of the aforementioned tips, and you can put yourself in position to succeed as you pursue your dream home.




Categories: Uncategorized  


Posted by Mary Foley Real Estate Inc. on 8/12/2019

This Multi-Family in Leominster, MA recently sold for $420,000. This style home was sold by - Mary Foley Real Estate Inc..


102 Cottage St, Leominster, MA 01453

Multi-Family

$470,000
Price
$420,000
Sale Price

4
Units
3,282
Approx. GLA
BACK ON MARKET AS TWO HOMES ON ONE LOT!! UNIQUE OPPORTUNITY! WELL MAINTAINED MULTI-HOUSES!! SINGLE FAMILY HOME OFFERS THREE BEDROOMS, TWO BATHS, EAT IN KITCHEN, LARGE LIVING ROOM, LAUNDRY AREA ON MAIN LEVEL AND WALK UP ATTIC. MULTI-FAMILY OFFERS THREE UNITS WITH LONG TERM TENANTS AND EASY MAINTENANCE!! TWO UNITS WITH TWO BEDRMS, LIVING ROOM, KITCHEN & STORAGE ROOMS AND THIRD UNIT WITH ONE BEDRM, LIVING ROOM & KITCHEN. EQUIPPED WITH A ONE CAR GARAGE AND SITED ON .40 ACRES OF CLEARED LAND. FRONTAGE ON TWO STREETS AND PLENTY OF OFF STREET PARKING. PERFECT FOR OWNER OCCUPIED!! MUST QUALIFY FOR MULTI HOUSE FINANCING/CONVENTIONAL.

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Categories: Sold Homes  


Posted by Mary Foley Real Estate Inc. on 8/12/2019


180 Willard Rd, Ashburnham, MA 01430

Single-Family

$599,900
Price

12
Rooms
4
Beds
3/1
Full/Half Baths
ENTERTAIN IN STYLE!! LUXURIOUS CUSTOM BUILT 12 ROOM CONTEMPORARY JUST OVER THE WESTMINSTER LINE! Offering 4/5 bedrooms, 3.5 baths, 5 car garage. One hour from Boston and minutes to routes 2 and 140.. Spacious living room leading to outside deck, dining room and 1st floor bedroom or office. Laundry room on main level. Tiled 21 x 29 room with an in-ground heated pool for year round enjoyment w/new commercial dehumidifier. Gourmet chef kitchen offers SS appliances, Granite countertops, custom cabinetry, large island, gas cooktop with double wall ovens. Sun filled master suite with large walk in closet and spiral staircase leading to your own personal exercise room. Master bath offers dual sinks, Granite counters, spa tub, tiled shower, Bidet and walk in closet. Many upgrades including hardwood flooring, ceramic tiled floors, central vac, irrigation, intercom & security system, surround sound throughout, arched entryways, and partially finished walk out basement. Home sited on 1.96 acres
Open House
Thursday
August 15 at 6:00 PM to 7:00 PM
Cannot make the Open Houses?
Location: 180 Willard Rd, Ashburnham, MA 01430    Get Directions

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Categories: Open House  


Posted by Mary Foley Real Estate Inc. on 8/6/2019

Itís a difficult time to be a first-time home buyer. Post-recession buyers are wary--and for good reason--of how and when to save money for a down payment on a house. One thing to remember, however, is that itís always a good time to start saving.

In this article, weíre going to cover the four most useful methods of saving for a down payment on your first home. That way you can feel confident in taking the first and most important step toward homeownership.

Choosing the right savings account


Unlike riskier investments, a savings account is a safe and proven way of building interest and saving for a home. However, not all savings accounts are created equal.

Typically, brick and mortar banks offer interest rates that are low--the current national average is only about 0.06% annually. While these banks offer conveniences such as in-network ATMs and check-cashing, their physical locations make them expensive to run.

Enter the online bank. Since online banks donít have all of the costs associated with running branches, they can afford to offer better rewards--namely, high-interest returns on your savings accounts.

So, should you take all of your money out of your current savings account and transfer it to an online bank? Maybe. But letís talk about the benefits of having multiple savings accounts.

Open a dedicated account with automatic deposits

Saving isnít just difficult due to financial reasons. Managing money also takes time and effort. To simplify this process, itís preferable to direct deposit or automatically transfer a percentage of your weekly income into your down payment savings account.

While it may seem like pinching pennies at first, even small weekly deposits add up, and within a few years the compounding interest can earn you enough for a higher down payment than you thought possible.

Prioritize high-interest debt now

Have student debt or a car loan thatís keeping you from focusing on saving for a down payment? Oftentimes the best coarse of action is to aggressively pay off high-interest loans. In the long term, this will save you money that can then be used toward a down payment.

For debt that will take several years to pay off, consider refinancing for a lower interest rate, or consolidating your student loans. Speaking with a student loan adviser or financial planner is a good first step to take toward managing your debt.

Make a real budget

Most of us think of a verb when we hear the word ďbudget.Ē However, itís more useful as a noun.

Creating a real budget, whether itís in Excel, Google Sheets, or with the help of an app, having a budget you can refer to once a week is vital to making good savings decisions. It will help you monitor your spending and stay on top of your savings goals.